Berkail attaches the greatest importance to protecting the personal data and privacy of its customers as well as any person who accesses its websites and applications (hereinafter referred to as "Sites").
All operations involving your personal data are carried out in compliance with current regulations, in particular, Law No. 78-17 “Informatique et Libertés” of 6 January 1978 as amended and Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data.
This personal data protection policy (hereinafter referred to as the "Policy") describes how Berkail (hereinafter “Berkail” or “we”) processes personal data of policyholders and their beneficiaries, customers and their representatives, any natural or legal person entering into a business or non-business relationship with Berkail, and any other internet user who accesses the Sites (hereinafter “the User” or “you”).
Terms and expressions starting with a capital letter, whether used in the singular or plural, shall have the meaning given to them below:
“personal data”: any information relating to an identified or identifiable natural person, directly or indirectly, by reference to an identification number or to one or more elements specific to them.
“processing of personal data”: any operation or set of operations carried out or not using automated means and applied to data, such as collection, recording, organization, structuring, storage, adaptation, alteration, extraction, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, erasure or destruction, etc.
“data controller”: the natural or legal person, public authority, service, or other body which, alone or jointly with others, collects and processes personal data.
“recipient”: the natural or legal person authorized to receive communication of data recorded in a file or processing, due to their functions.
“services”: the services provided by Berkail, notably through the Sites.
We conduct e-commerce activities, as defined by Law No. 2004-575 of 21 June 2004 for confidence in the digital economy.
This Policy aims to inform Users about how their personal data is collected and processed by Berkail.
Article 3. Identity of the data controller
Personal data is collected by Berkail, a SARL with capital of €5,000, registered with the Marseille Trade and Companies Register under number 903 012 383 with its headquarters at 21 rue des bergers, 13006 Marseille, represented by Victor DANESCU as President.
As part of the operation of the Sites and/or provision of Services, Berkail may collect and process Users’ personal data for the purposes and on the legal bases described below:
(*) This consent may be withdrawn at any time by the User.
When data is collected, the User will be informed if certain data must be provided or if it is optional via an asterisk. Mandatory information requested is necessary for the provision of the expected service. If you do not provide it, Berkail may be unable to respond to the request or relevant form.
Berkail may collect the following data:
If you provide us with third-party contact details, please ensure that this Policy has been communicated to them prior to sharing their data with Berkail.
Data is collected:
Strictly within the purposes stated and as needed, the recipients of the data collected are:
In accordance with applicable regulations, data may be transmitted to competent authorities upon request and in particular to public bodies, exclusively to meet legal obligations, as well as legal officers, ministerial officers, and organizations in charge of debt recovery.
Berkail will retain the User’s personal data in a secure environment for as long as necessary to fulfill the purposes for which it was collected or for the minimum period required by applicable law, especially civil and commercial law.
Certain personal data may be retained by Berkail for a longer period for archiving or statistical purposes only.
Data processed for prospecting operations, with the User’s consent, will be kept for no more than 3 years following the last contact from them or if they object.
If the User has an account on social networking sites and accesses the Sites without first registering for the Service, Berkail may receive information from said social networks to facilitate the creation of an account on the Sites.
When the User uses a Service via a social networking site, the User authorizes Berkail to collect, store, and use any information they have provided to the social networking site, such as their username, first and last name, profile image, and information relating to the use of this Service.
Berkail’s Sites are not intended for minors under eighteen (18) years of age.
If you are under eighteen (18) years old, we ask that you do not provide personal data via Berkail’s Sites.
The User is notified, during their first visit to the Sites, via a banner appearing on the access page, that cookies or other technologies are used during browsing and when using the Services, depending on the User’s preferences, which can be changed at any time.
A cookie enables its issuer, during its period of validity, to recognize the terminal in question (computer, tablet, smartphone, etc.) each time that terminal accesses digital content containing cookies from the same issuer. A cookie records information relating to the User’s computer navigation on our Sites (pages viewed, date and time of the visit, etc.) that we can read during subsequent visits.
These cookies make navigation easier and improve the user-friendliness of the Site. The User can oppose the storage of cookies by configuring the browser settings as indicated below. Access to certain services and sections of the Sites may, in this case, be altered or even impossible.
Several types of cookies may be used by the Site:
Navigation cookies improve the performance of the Services to provide the User with a better use of the Site. These cookies do not require prior information or consent from the User to be placed on the User’s device.
More specifically, these navigation cookies notably allow:
Audience measurement cookies help establish statistics and traffic volumes and usage of the various elements making up the Site (sections and content visited, user paths), enabling Berkail to improve the relevance and usability of the Services.
Advertising cookies allow real-time determination of which ads to display based on the User’s recent navigation on the Site in order to limit the number of times they see an ad and help measure the effectiveness of an ad campaign.
Advertising content may contain cookies issued by third parties: either the advertiser responsible for the corresponding advertising content, or a company other than the advertiser (communications agency, audience measurement company, targeted advertising provider, etc.) or advertising network, which has associated a cookie with the advertiser’s advertising content.
This Site uses a web analytics service provided by Google Inc (“Google”).
Google Analytics uses "cookies", text files stored on the User’s computer that enable analysis of Site usage.
Information generated by the cookies regarding the use of this Site is transmitted to a Google server in the United States and stored there. Google uses this information to evaluate Site use, compile reports on Site activity for its operators, and provide other services related to Site and internet usage. Google may also transfer this information to third parties if required by law or if these data are processed on Google’s behalf. In no case will the User’s IP address be associated with other Google data. The User can disable cookies by adjusting browser settings; however, in such cases they may be unable to use the full functionality of this website. The User can at any time cancel the collection and storage of data by Google Analytics for future periods by downloading a browser add-on to deactivate Google Analytics and installing it for their browser. The add-on for disabling can be found at [http://tools.google.com/dlpage/gaoptout?hl=fr].
The User can configure their browser settings so that cookies are saved on the device or, on the contrary, are rejected, either systematically or depending on the issuer. The User can also configure their browser to prompt them to accept or refuse cookies on a case-by-case basis, before a cookie may be stored on their device.
For managing cookies and User preferences, each browser’s configuration is different. This is described in the browser's help menu, allowing you to learn how to adjust your cookie preferences:
For Internet Explorer™ https://support.microsoft.com/en-us/help/17442/windows-internetexplorer-delete-manage-cookies
For Safari™ https://support.apple.com/fr-fr/guide/safari/sfri11471/mac
For Chrome™ https://support.google.com/chrome/answer/95647?hl=fr&hlrm=en
For Firefox™ https://support.mozilla.org/fr/kb/cookies-informations-sites-enregistrent
For Opera™ https://help.opera.com/en/latest/web-preferences/
The retention period for cookies varies depending on the type of cookie. We mainly use session or browsing cookies that self-destruct at the end of the connection. A log file also tracks all access to our web pages or downloads from our sites, for six months. Finally, information on User consent for cookies is retained for up to 13 months. Cookies are used for internal purposes only and are not accessible to third parties.
In accordance with Law No. 78-17 of 6 January 1978 as amended and the Regulation (EU) 2016/679 on the protection of personal data, the User has the following rights regarding their data: right of access, rectification, erasure (right to be forgotten), objection, restriction of processing, and data portability.
The User may also set instructions concerning the retention, erasure, and communication of their personal data after their death.
For reasons relating to their particular situation, the User may object to the processing of data concerning them.
To exercise your rights, please send a registered letter with acknowledgment of receipt to Berkail, 21 rue des bergers 13006 Marseille. We recommend including a proof of identity.
If the above provisions are not respected, the User has the right to file a complaint with the CNIL www.cnil.fr .
Given technological developments, implementation costs, the nature of the data to be protected, and the risks to individuals’ rights and freedoms, Berkail implements all appropriate technical and organizational measures to ensure the confidentiality of the personal data collected and processed, and a security level appropriate to the risk.
In the event of a change to this Policy by Berkail or if required by law, it will be published on the Sites and will take effect as soon as it is published. Consequently, we invite you to refer to it when visiting to view its most recent version, which is always available on our websites.
It was last updated on 11/10/2021.
For any information about the protection of personal data, you can also consult the website of the Commission Nationale de l’Informatique et des Libertés (CNIL) www.cnil.fr.
